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Thinking of buying your first home? Let us take away the
stresses of getting a mortgage and make the
process as smooth as possible
Do you have a growing family and need extra space?
Let us help you find the perfect mortgage.
Thinking of investing in property and looking for a
Buy to Let mortgage?
Looking to extend or make some improvements
and need to remortgage? We can help.

Why Choose Finesse?



We pride ourselves in providing a professional and high-quality service
from start to finish with our clients.


All of our team are fully trained and qualified in providing mortgage and
protection advice.


Over 15 years’ experience in providing a reliable mortgage advice service



Whist our service is professional at all times, we pride ourselves in being
approachable, friendly and personable.

How Can We Help You?

Mortgage Advice

We provide expert mortgage advice from our wide range of lenders for everyone from First Time Buyers to Experienced Buy to Let Landlords.

Protection Advice

We also offer advice on your personal mortgage protection. Insurance is a peace of mind plan that clients take out to protect their loved ones and their valuables.

About Us

Finesse Mortgage Services was founded in 2013 and is a family run business. The principal, Nikki Osborne (formerly Chesson), has over 15 years experience within both Financial Services and Estate Agency fields.

In 2016 Sophie joined the team at Finesse and currently works as part of the admin team. Nikki decided to become an independent mortgage adviser because she wanted to work with her clients more closely from the start of the advice process right through to completion.

At Finesse Mortgage Services ensuring that their customers receive exceptional service is key and we strive to maintain an ongoing relationship with our clients.

Our History In Numbers

Experience in Years
Cups of Coffee
Clients Helped


Many many thanks for helping me remortgage my home. After having made several unsuccessful attempts in the past years, finally with your help I have managed to find success. You came highly recommended through a friend of mine who gave me your details last year. Not only did you manage to help me remortgage but you also helped me release equity. Something other brokers were simply not able to do.


I cannot express how grateful my family and I are to yourself. Please accept our deepest and most heartfelt gratitude for doing something for us that others could not. The whole process was seamless, fruitful and carried out with the highest level of professionalism, and I hope to use your expertise and services again in the future.


Once again- many many thanks.


Dr. F Hussain and family.

Dr. F Hussain

Sophie and Nikki have been amazing and sorted out our Life Insurance and Critical illness cover! Both my husband and I have been worrying trying to sort wondering if we could get the best deal.
But Sophie and Nikki have managed to make the process simple and easy, and one less thing we have to worry about!
Thanks ladies you are amazing! Highly Recommend

April Louise Todd

Sophie and Nikki have sorted my life insurance for me and have been amazing from start to finish. Everything I needed to know I knew and all questions were answered quickly and efficiently. Both went out of their way to find the best deal for me and made sure I was fully aware of everything from start to finish! Both Sophie and Nikki also helped with my mortgage a year back and I couldn’t recommend them enough! Very professional and always happy to help!

George Ray

From start to finish i received an efficient and friendly service! Advice was always on hand whenever i needed it and everything was taken care of! Thank you

Jodie Whitford-Stark

Hi Nikki, Thanks again for all your help getting us (finally) into the house of our dreams!

We've got some photos attached of the day we moved in plus our new addition to the family!!

Thanks again for all your work, we were very impressed with your personal touch and service. We will not hesitate to recommend you to friends and family. Also, you are welcome to use that photo for social media posts.

Kind Regards, Louise & Ruari xx

Louise & Ruari
Rating: 5

Would definitely recommend Finesse Mortgage Services. Nikki and her team managed to help me secure my first mortgage a couple of years ago. Stress free, nikki took over control of the whole process in regards to organising the mortgage, which then enabled me to look for properties as that in itself is stressful enough. A couple of years later due to circumstances changing I need to take out a second mortgage, I believe without Nikki and her teams help there would’ve been no way of me doing this as I didn’t even know where to start! Nikki has been there for me from day one and I can’t recommend highly enough. We even made an offer on a property and changed our mind halfway through as we saw another property which we preferred. This meant we had to change mortgage details and without hesitation Nikki and her team managed to sort this within the same day. Overall a 10 out of 10 experience and I will definitely be using Nikki and her team to stay in charge of both of my properties.

thank you Nikki for all your help!!

Scott Horvath
Rating: 5

Nikki helped us with our first mortgage and was brilliant. She talked us through the process and was helpful to answer any queries we had throughout. It was peace of mind having her guiding us through the process. We hope to move again in the near future and will definitely be using her services again. Thanks for all your help Nikki

Meghan Catherine
Rating: 5

Nikki recently helped us with our mortgage and we couldn’t recommend her enough. She is highly knowledgeable and really helped us through the process. She met us out of normal operating hours so went above and beyond, especially during this difficult Covid time.
Would definitely recommend and use Nikki again!

Thanks so much,

Philippa & Chris

Philippa Nash
Rating: 5

What an amazing experience we have had with Nikki. We are currently going through the process of buying our dream house and can honestly say the mortgage part has been the easiest part and completely stress free thanks to Nikki. No spending hours on the phone to brokers, she took care of everything even when she was on holiday! Nothing was too much trouble. So friendly and knowledgeable. Would 100% use Finesse Mortgage Services again!

Thank you so much
Julie and Darren

Julie Brady
Rating: 5

Excellent advice and reliable. Great communication and efficient throughout. I have remortgaged and moved house with Finesse and Nikki and Sophie have been fantastic. I won’t go anywhere else.



Dan York
Rating: 5

If you are experiencing financial difficulty and struggling to make repayments, then you can contact your lender who may be able to help taking account of your individual circumstances.

You may want to contact one of the free impartial money guidance and debt advice services such as StepChange, Citizens Advice, or Turn2Us.

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